Great news – is this QQ? Any concept simply how much it is likely to total up to?
Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X
Duane Castleman says
Did they provide you such a thing to their final reaction first? They did if you ask me but we almost fell down my seat laughing whenever we read it!!
Yes i do believe about 300 .
It has been therefore helpful We have sent the next e-mail when I had all of the loans on my credit history to PDUK and QQ hoping I have a reaction straight back such a thing is supposed to be a plus if i will be truthful when I simply need these defaults off my account they have been destroying my odds of purchasing a residence.
Just gotten this today. The is the respond to the letter that is template ? Does not seem sensible ? Anybody had this of can provide me personally some advice many thanks for the inquiry as well as your persistence although we carried out our research. We have been necessary to make sure that your credit report is as much as date. Our responsibility to report and improve your loan information to credit guide agencies is placed forth inside our online privacy policy. Please consider, should your payment that is contractual payday loans New Mexico agreement maybe maybe not honoured, this might influence your credit history negatively, including a default being registered.
Our documents suggest loan 1666952 and loan 1772628 contractual dates that are due maybe maybe perhaps not honoured. We reached away for you many times to e to a payment that is affordable; but, all tries to find the right re payment arrangement went unanswered. You’re given that loan of 400.00 GBP on 02/08/2010. Your loan had been extended an overall total of 4 times. Your final expansion cost re re payment and payment that is final never ever gotten in complete. Which caused the mortgage to default and later on utilized in a 3rd party collection agency.
With this being stated the defaults registered is accurate and certainly will perhaps maybe maybe not eliminated.
Since this might be our last reaction about your issues to your above referenced account, that you are aware of the ultimate availability of the Financial Ombudsman Service if you are not happy with this oute I need to ensure. You’ve got the straight to refer your plaint towards the Financial Ombudsman provider, totally free you should do therefore within six months associated with date with this letter. The Ombudsman will not have our permission to consider your plaint and so will only be able to do so in very limited circumstances if you do not refer your plaint in time. For instance, if the Ombudsman thinks that the wait ended up being as a total results of exceptional circumstances. We have supplied you with a web link to your leaflet for the information to help you if you opt to pursue this further strategy. They could be contacted at
Sara (Financial Obligation Camel) says
By mistake as you have just sent off the plaint, I am wondering if this should actually be addressed to someone else and it has e to you? Do you recognise the mortgage figures / dates they mention?
Hi Sara, Everybody
We haven’t updated in some time but have always been happy to say a refund was got by me of just below 3k from Wonga following the matter visited an Ombudsman (they ignored the adjudicator). The entries have been taken off my credit score but I’m surprised to start to see the rating (that I comprehend is essentially worthless anyhow but nevertheless) has brought a total battering. I was thinking having these entries removed would do miracles for my credit file??
Additionally recently had a judgement from an Ombudsman according of Quickquid. Am expecting over 3k straight straight back they take to pay out from them- any ideas how long? It’s been a now and not a word from them despite my repeated emails to them week. Thanks all. Jo
Sara (Financial Obligation Camel) says
Until you had defaults or are making an effort to get home financing, having paid back payday advances deleted does not enhance your rating much.
Good to listen to the Ombudsman upholding another QQ plaint.
Hi, the same as to state that Wonga have actually given me personally with a 3512 reimbursement and I also have actually accepted. I might likely have been eligible to significantly more than that but i simply desired the nightmare to finish. Never to times that are bad 6 days from initial plaint
I will be in the act with QQ. Nevertheless they appear to there be dragging heels a little.
I will be reviewing how many other panies caused me therefore hardship that is much despair.
Sara (Financial Obligation Camel) says
great – you will be the person that is second to obtain an offer in less than 2 months 🙂
Quickquid took over 2 months to have back into me and made an offer we expected of 150 from reading these articles. They were told by me where you should go and left it because of the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 days to spend whenever I expected them to make the complete 30 days that are working.
Congrats. QQ did the exact same for me offered me 150 so that it’s gone into the ombudsman.
This website is great! After reading most of the ments and success tales on right right right here, we made a plaint to QQ. They took the total 2 months to produce an offer of 150. We rejected their offer and contacted the ombudsman – within 30 days We have an offer of 1894.30 . ? Ombudsman stated they couldn’t make sure most of the loans had been unaffordable nevertheless they could see we had bee based upon them ? Simply waiting for repayment now
Sara (Financial Obligation Camel) says
Exemplary – had been this from an Adjudicator or made it happen need to head to Ombusdman degree?
Simply the adjudicator. I experiencedn’t supplied any bank statements or payslips like QQ had expected either, simply my letter of plaint.
I obtained the questionnaire that is standard QQ and p2p today simply over per week after seeking soa. Sent an image of payslip showing my wage slip can’t find bank declaration. Additionally told them i obtained letter that is template a financial obligation advise page no name mentioned as nothing at all to do with them. Have to relax and wait now! Also payday express contacted me wanting me personally to verify current email address ? Simply wonga to reply now all others have actually answered roll on sept whenever it will all be sorted could keep updated when I get info and ideally provides
Almost three weeks hence, we delivered off plaints to QQ and also to Wonga. Today, we delivered another one off to Wage Day Advance – we thought the attention on that loan ended up being reasonable nevertheless when we looked right straight right back I became repaying 94 four weeks for just two years….and the loan that is initial been for 300!
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